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Effective 12 September 2026

Terms, in plain words.

Six short sections. The one most people ask about is credits: you buy them in advance, you see what every reply costs, and they are not refundable.

  1. What StellaNova is

    StellaNova is a chat service run by MyUSA. You type a question, we send it to an AI model, and the answer streams back to you. You choose the model from three plain-language options.

    It is a tool, not a person. It can be wrong. Check anything that matters — medical, legal, financial or safety decisions — with a qualified human before you act on it.

  2. Credits

    Credits are not refundable. One credit is one cent, you buy them in advance, and every reply shows what it cost. Once credits are on your account they stay there until you use them; they do not expire and they cannot be exchanged for cash.

    We charge credits only for replies that complete. If a reply fails, any hold we placed is released back to your balance.

    Prices per model can change. The cost shown under each reply is always the price you actually paid.

  3. Monthly plan

    The monthly plan adds a fixed number of credits to your account each billing month. Cancelling stops the next charge; credits already added stay on your account and are not refunded.

    To cancel, email myusalocal@gmail.com from the address on your account. We cancel on the same business day and confirm by reply.

  4. Your account

    You need a real email address, and you are responsible for what happens under your login. One person per account.

    We keep your conversations so you can come back to them. You can delete a conversation at any time from the app. We do not sell your data and we do not use your conversations to train models.

  5. Fair use

    Do not use StellaNova to break the law, to harm people, or to attack the service. We can suspend an account that does. Unused credits on a suspended account are handled case by case.

  6. Changes and contact

    If we change these terms we update the date at the top of this page. Continuing to use StellaNova after a change means you accept it.

    Questions, cancellations or problems: email myusalocal@gmail.com. A person reads it.